Umbrella Pension Fund Moj Steber
Benefits of the Umbrella Pension Fund Moj Steber
There are three Sub-Funds available for different age groups.
Two modes of insurance
Choose between individual and collective pension insurance.
The bank guarantees payments
Guaranteed net premiums in the Sub-Fund Moj Steber Guaranteed.
Individual pension insurance
- Any natural person who is an insured person or a beneficiary of rights from compulsory pension insurance can join the individual pension insurance and pay the insurance premiums independently.
- Individual insurance completes the collective supplementary pension insurance, under which the employer co-finances a part of the premium.
- Intesa Sanpaolo Bank is liable in respect of its entire assets to repay the paid-up capital sums and the guaranteed return of the Moj Steber Guaranteed Sub-Fund.
Collective pension insurance
- Natural persons can join the collective supplementary pension insurance through their employer, who fully or partially finances their premiums.
- A company creates a collective pension scheme for its employees.
- A company that joins the supplementary pension scheme receives additional tax benefits.