Digital package

A new client is a natural person who has not had a transaction account opened with Banka Intesa Sanpaolo d.d. in the last 12 months.
The promotional offer is valid until 31/12/2026 for new clients who open a transaction account and transfer the receipt of regular monthly income (salary, pension). The promotional price is valid if the conditions are met.
After the benefit period has expired, the selected package is charged in accordance with the Bank's Tariff in force at any time, if the client still meets the condition of receiving regular monthly income (salary, pension) on a transaction account opened with Banka Intesa Sanpaolo d.d.. If the client does not meet the condition, the bank excludes the client from the Digital package.
¹ You need to visit the branch to obtain basic overdraft. The approval of the limit depends on the client's creditworthiness, monthly inflows to the personal transaction account, indebtedness to the bank and other financial institutions (banks, savings banks, insurance companies).
² Payment orders to another bank and instant payments to another bank, payment orders and instant payments to transaction accounts opened with our bank and payment orders for cross-border payments in EUR and and cross-border instant payments in EUR entered by the user in the online or mobile bank are included. Recurring payments such as standing orders and SEPA direct debits are not included.
3 * The special offer for taking out a deposit is valid from 4/5/2026 until 30/6/2026 or until cancellation for new clients who open a transaction account and take out a Digital, Start or Plus package and transfer the receipt of regular monthly income (salary, pension). A new client is considered a natural person who on 4/5/2026 did not have an open transaction account at Banka Intesa Sanpaolo d.d.. The special offer also applies to existing customers with a Digital, Start or Plus package, for tying up newly transferred funds. Newly transferred funds are all funds transferred after 1 May 2026 from another bank to a transaction account opened with Banka Intesa Sanpaolo. Funds that were already in a transaction account with Banka Intesa Sanpaolo on 30 April 2026 and were later withdrawn, transferred or otherwise withdrawn, and then re-transferred to the user's transaction account with Banka Intesa Sanpaolo are not considered newly transferred funds, as such transfers do not constitute newly transferred funds from an external source. The Bank reserves the right to assess in such individual cases which transfers meet the criteria for newly transferred funds and to exclude transfers that it deems not to constitute newly transferred funds.
Special offer is valid for the conclusion of one deposit in the amount from a minimum of EUR 300.00 to a maximum of EUR 100,000.00. If the client does not meet the conditions, the interest rate for the deposit is reduced.

Operations on a personal transaction account opened via mobile app are limited to the amount of EUR 15,000 inclusive. If you receive or execute a payment transaction higher than EUR 15,000 on a personal transaction account opened via mobile app or if the total daily amount of executed or received payment transactions is higher than EUR 15,000, the bank will refuse the execution of an individual payment order or payment transactions. If you want to do business with a personal transaction account opened via mobile app without restrictions, you must contact the bank branch and perform identification or in-depth review, in accordance with applicable anti-money laundering and anti-terrorist financing regulations.