Open Account
  • No Suggestions Result

Basic and contractual overdraft

Get extra cash to cover planned or unforeseen expenses.

Three good reasons for overdraft

Free approval

No costs or insurance for basic overdraft.

Interest only on the amount used

You only pay interest on the amount you use.

Flexible use

Amount of overdraft increase can be used and settled multiple times.

Woman talking on a cellphone

The difference


You can obtain basic overdraft without an additional/explicit application, if you meet the conditions specified in the General Terms and Conditions for the provision of payment services for consumers. No limit approval costs and no insurance.

To get a contractual overdraft for one year, you must submit an explicit application. We determine the amount of the contractual limit together, based on your creditworthiness. Insurance options: payment of insurance premium with the insurance company.

naročilo na sestanek

Do you need an overdraft?

Visit our branch.
Do you need help?

We are here for you.

Look for appropriate contact number:

Intesa Sanpaolo Bank Contact center
Monday-Friday 7 a.m. - 6 p.m. and Saturday 8 a.m. - 12 p.m.

  •     Calling from Slovenia: 080 13 18
  •     Calling from abroad: 00386 5 66 61 838

Service center for card business – 24 h

  •     Calling from Slovenia:  05 66 61 256
  •     Calling from abroad: 00386 5 66 61 256

Real estate sale: 00386 5 66 610 10

To enable you a better user experience Intesa Sanpaolo Bank uses cookies on our websites. You can manage them by clicking on "Customize settings". To learn more, see the separate page (Cookie Policy).