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Basic and contractual overdraft

Get extra cash to cover planned or unforeseen expenses.

Three good reasons for overdraft

Free approval

No costs or insurance for basic overdraft.

Interest only on the amount used

You only pay interest on the amount you use.

Flexible use

Amount of overdraft increase can be used and settled multiple times.

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The difference


To get a basic overdraft, all you need to do is open a personal transaction account with Intesa Sanpaolo Bank. Approval is free.

To get a contractual overdraft for one year, you must submit an application. We will determine the right amount together based on your needs and creditworthiness. Your loan is secured by paying an insurance premium with Zavarovalnica Triglav or pledging a deposit or savings with Intesa Sanpaolo Bank.

naročilo na sestanek

Do you need an overdraft?

Visit our branch.
Do you need help?

We are here for you.

Look for appropriate contact number:

Intesa Sanpaolo Bank Contact center
Monday-Friday 7 a.m. - 6 p.m. and Saturday 8 a.m. - 12 p.m.

  •     Calling from Slovenia: 080 13 18
  •     Calling from abroad: 00386 5 66 61 838

Service center for card business – 24 h

  •     Calling from Slovenia:  05 66 61 256
  •     Calling from abroad: 00386 5 66 61 256

Real estate sale: 00386 5 66 610 10

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