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Housing loan

Renovate your apartment, buy a vacation home or build a house … with the help of a favourable housing loan.

Make a calculation and request your loan directly online.
Make a calculation

Three good reasons for a home loan

Combined use

In certain cases, a part of the loan may be spent in cash.

Flexible payback period

Payback period of up to 30 years.

Submit an inquiry online

Do most of the steps in the process right from your home.

Calculate your Housing Loan

Think about how much money you need and how much you can borrow. Based on that, choose the amount, repayment period and interest rate (fixed or variable) and calculate your loan.

Loan amount
Min amount 0 EUR Max amount 0 EUR

Loan duration

0 - 0 -

Interest type

Mortgage

What kind of offer would you like?

  • Monthly installment
    EUR
    • Loan amount - EUR
    • Variable IR monthly installment - EUR
    • Amount to repay - EUR
    • Tenor - -
    • Interest rate Fixed interest rate - %
    • Variable interest rate - %
    • APRC - %
    • APRC - %
    • Approval Cost - EUR
    • Fee for mortgage arrangement - EUR
    Book an appointment Submitn an inquiry
  • Monthly installment
    EUR
    • Loan amount - HRK
    • Variable IR monthly installment - HRK
    • Amount to repay - HRK
    • Tenor - -
    • Interest rate Fixed interest rate - %
    • Variable interest rate - %
    • APRC - %
    • APRC - %
    • Approval Cost - EUR
    • Fee for mortgage arrangement - EUR
    Book an appointment Submitn an inquiry

New: First steps to housing loan online

Submitting a housing loan application online allows you to make it easier to take out a housing loan, as you can do most of the steps in the process right from your home. You can:

  • choose an appointment for a video chat with our counselors and consult on one of the most important life decisions from the comfort of your home,
  • obtain more detailed information on credit and creditworthiness,
  • find out what documentation you need to provide us according to your specific demand and employment status,
  • users of the new online and mobile bank, who were previously identified, can submit a loan application and other documentation related to the loan.
Housing loan can also be insured with an insurance company, with a maximum loan repayment period of 20 years and a maximum loan amount of EUR 50,000.

The calculation is for informational purposes only and is not binding on the Bank. The informative calculation is based on the assumption that the variable interest rate does not change over the selected period. As a result of the rise in the variable interest rate, due to the increase of EURIBOR, the total repayment amount and the monthly annuity can increase significantly. If EURIBOR is a negative number, EURIBOR is considered to be zero (0). In the calculation is used EURIBOR 0.
The calculation of the EOM includes interest, approval and contracting costs. The EOM does not include the notarial costs, the costs of entering the mortgage into the land register and the costs of ancillary services from special offers, since they depend on conditions that cannot be defined at the time of informative calculation (eg. management fee depends on the type of current account). The EOM changes if any of the data used in the calculation changes. The EOM is calculated under the assumption that the loan is disbursed when the loan is transferred to repayment. In order to receive the offer under the above conditions, it is necessary to open a current account at Banca Intesa Sanpaolo d. d. Loan is also available without opening a current account, but in this case the loan interest rate may be higher.

Become our client

Become our client

Check out why Intesa Sanpaolo Bank is the right choice for you! Also take advantage of more favorable loan terms for our clients.
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Need consulting?


Together with you, we will find the best solution regarding:

  • the optimal way to secure your home loan,
  • expected fees considering the amount borrowed and the type of pledged security,
  • the most suitable way to pay the monthly instalments,
  • existing options and conditions to pay off the loan before end of contract,
  • choosing between variable and fixed interest rates.
Discover more
Simplify your banking business #withINTESASANPAOLOBANK
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Simplify your banking business #withINTESASANPAOLOBANK
Discover how easy it is to order a loan via our online bank and mobile application Mobilna banka IN, available for iOS and Android.
Order a quote via our e-bank and mobile app and receive it in e-form.
Keep track of all forms of financing concluded with our bank and monitor your loan status.
Reminders and notifications keep you informed about promotional offers and business-related interests.

Basic information about housing loan

  • Purpose of the loan: purchase, construction or renovation of real estate.
  • Loan amount: It depends on your creditworthiness, the value of the property or investment in it, your own interest and the type of loan insurance.
  • Loan insurance: by pledging real estate, by paying an insurance premium with an insurance company or by pledging a deposit.
  • Loan costs: they depend on the amount of loan and the cost of insurance depends on the type of insurance.
  • Repayment: normally loan is repaid from the salary (by transfer of the employer on the basis of an administrative disbursement ban).
  • Early repayment: you can repay the loan in part or in full at any time before the contractual deadline.
  • Interest rate: you can choose between variable or fixe interest rate.
stanovanjski kredit

Are you interested in hiring a loan at our bank?

Visit our branch or send us an inquiry. Available for clients and non-clients.
Book an appointment
Do you need help?

We are here for you.

Call us 080 13 18 Write to us
Look for appropriate contact number:

Intesa Sanpaolo Bank Contact center
Monday-Friday 7 a.m. - 6 p.m. and Saturday 8 a.m. - 12 p.m.

  •     Calling from Slovenia: 080 13 18
  •     Calling from abroad: 00386 5 66 61 838

Service center for card business – 24 h

  •     Calling from Slovenia:  05 66 61 256
  •     Calling from abroad: 00386 5 66 61 256

Real estate sale: 00386 5 66 610 10

080 13 18 Write to us

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