A new client is a natural person who has not had a transaction account opened with Banka Intesa Sanpaolo d.d. in the last 12 months.
The offer for new clients under the age of 27 who open a transaction account with the bank and do not have student status is valid until 31/12/2026. The promotional price of the package is valid if the conditions are met. If the client does not meet the conditions, the compensation for the package will start to be charged at the regular price in accordance with the tariff of Banka Intesa Sanpaolo d.d.
The offer for new clients who open a transaction account and transfer the receipt of regular monthly income (salary, pension) is valid until 31/12/2026. The promotional price of the package is valid if the conditions are met. If the client does not meet the conditions, the compensation for the package will start to be charged at the regular price in accordance with the tariff of Banka Intesa Sanpaolo d.d.
After the benefit period has expired, the selected package will be charged in accordance with the Bank's applicable Tariff.
1 You need to visit the branch to obtain basic overdraft. The approval of overdraft depends on the client's creditworthiness, monthly inflows to the personal transaction account, indebtedness with the bank and other financial institutions (banks, savings banks, insurance companies).
2 Payment orders to another bank and instant payments to another bank, payment orders and instant payments to transaction accounts opened with our bank and payment orders for cross-border payments in EUR and and cross-border instant payments in EUR entered by the user in the online or mobile bank are included. Recurring payments such as standing orders and SEPA direct debits are not included.
3 The special offer for taking out a deposit is valid from 4/5/2026 until 30/6/2026 or until cancellation for new clients who open a transaction account and take out a Digital, Start or Plus package and transfer the receipt of regular monthly income (salary, pension). A new client is considered a natural person who on 4/5/2026 did not have an open transaction account at Banka Intesa Sanpaolo d.d.. The special offer also applies to existing customers with a Digital, Start or Plus package, for tying up newly transferred funds. Newly transferred funds are all funds transferred after 1 May 2026 from another bank to a transaction account opened with Banka Intesa Sanpaolo. Funds that were already in a transaction account with Banka Intesa Sanpaolo on 30 April 2026 and were later withdrawn, transferred or otherwise withdrawn, and then re-transferred to the user's transaction account with Banka Intesa Sanpaolo are not considered newly transferred funds, as such transfers do not constitute newly transferred funds from an external source. The Bank reserves the right to assess in such individual cases which transfers meet the criteria for newly transferred funds and to exclude transfers that it deems not to constitute newly transferred funds.
Special offer is valid for the conclusion of one deposit in the amount from a minimum of EUR 300.00 to a maximum of EUR 100,000.00. If the client does not meet the conditions, the interest rate for the deposit is reduced.