Start Package

A new client is a natural person who has not had a transaction account opened with Banka Intesa Sanpaolo d.d. in the last 6 months.
The offer for new clients under the age of 27 who open a transaction account with the bank and do not have student status is valid until 31/12/2026. The promotional price of the package is valid if the conditions are met. If the client does not meet the conditions, the compensation for the package will start to be charged at the regular price in accordance with the tariff of Banka Intesa Sanpaolo d.d.
The offer for new clients who open a transaction account and transfer the receipt of regular monthly income (salary, pension) is valid until 31/12/2026. The promotional price of the package is valid if the conditions are met. If the client does not meet the conditions, the compensation for the package will start to be charged at the regular price in accordance with the tariff of Banka Intesa Sanpaolo d.d.
After the benefit period has expired, the selected package will be charged in accordance with the Bank's applicable Tariff.

The "Start" package is available to clients who already hold, or open a new, personal transaction account with the bank, and who sign up for Intese Sanpaolo Bank’s online and mobile banking services.
Other banking products and services not included in the package are charged in accordance with the bank’s currently applicable Tariff. The price of the package is determined by the bank’s currently applicable Tariff. In line with its business policy, the bank reserves the right to change the price of the package at any time.

¹ A mini overdraft of EUR 250 is also available, under the same conditions, to clients who do not hold the Start package but have a personal transaction account with Banka Intesa Sanpaolo that allows for the approval of a mini limit.
² This includes payment orders in EUR for amounts up to 50,000 EUR and instant payments in EUR for amounts up to 50,000 EUR to another bank; cross-border payment orders in EUR for amounts up to 50,000 EUR and cross-border instant payments in EUR for amounts up to 50,000 EUR; as well as payment orders and instant payments in EUR to transaction accounts held at Banka Intesa Sanpaolo by legal entities, sole proprietors, associations, and other similar organizations, provided these were entered by the client via online or mobile banking. These payments do not include direct payments of e-invoices, standing orders, or SEPA direct debits.
³ The special offer for taking out a deposit is valid from 1/9/2026 until 31/1/2027 or until cancellation for new clients who open a transaction account and take out a Digital, Start or Plus package and transfer the receipt of regular monthly income (salary, pension). A new client is considered a natural person who on 1/9/2026 did not have an open transaction account at Banka Intesa Sanpaolo d.d.. The special offer also applies to existing customers with a Digital, Start or Plus package, for tying up newly transferred funds. Newly transferred funds are all funds transferred after 1/9/2026 from another bank to a transaction account opened with Banka Intesa Sanpaolo. Funds that were already in a transaction account with Banka Intesa Sanpaolo on 31/8/2026 and were later withdrawn, transferred or otherwise withdrawn, and then re-transferred to the user's transaction account with Banka Intesa Sanpaolo are not considered newly transferred funds, as such transfers do not constitute newly transferred funds from an external source. The Bank reserves the right to assess in such individual cases which transfers meet the criteria for newly transferred funds and to exclude transfers that it deems not to constitute newly transferred funds.
Special offer is valid for the conclusion of one deposit in the amount from a minimum of EUR 300.00 to a maximum of EUR 100,000.00. If the client does not meet the conditions, the interest rate for the deposit is reduced.