Activa Visa and Activa Mastercard cards
Advantages of the cards
- Your obligations are settled once a month (on the 8th, 18th or 28th of the month), without interest.
- Pay within a monthly limit tailored to your capabilities and needs.
- Monitor your spending and transactions through the online or mobile bank.
- Allows you to make secure online payments with the Mastercard SecureCode service.
- Your obligations are settled once a month (on the 8th, 18th or 28th of the month), without interest.
- Allows you to make secure online payments with the Verified by Visa service.
- Pay within a monthly limit tailored to your capabilities and needs.
- Monitor your spending and transactions through the online or mobile Banka IN.
Payment in installments
With the charge card Activa Mastercard or Activa Visa with installment functionality, you can also pay in installments, both in physical stores and online, at home and abroad.
- You can divide the purchase into a minimum of 2 to a maximum of 24 installments.
- You can pay for purchases from 80 EUR in installments (minimum installment is 40 EUR).
- Payment in installments is without interest, but each installment is calculated in accordance with the valid price list.
To use this functionality, visit our nearest branch.
How to pay in installments?
- Make a purchase like any other payment card purchase in physical stores or online. No additional negotiation with the dealer is required.
- After the purchase, you will receive an SMS message to which you will respond by 24:00 on the day of purchase. Write the desired number of instellments in the message. (If you do not respond to the message, you settle the purchase in full in one installment, as if it were a regular deferred purchase.)
- The process is complete when you receive a return SMS confirming your purchase.

Insurance
As an Activa Mastercard and Activa Visa cardholder, you are insured for accidence with GENERALI zavarovalnica d.d. against any accident that may occur to you at any time, anywhere and which may result in death or permanent loss of general working capacity (disability), by the sum of:
- accidental death: EUR 2,045.00,
- permanent disability due to accident: EUR 4,090.00.

Do you wish to order a card?
The cards allow you to make secure online payments:
The cards can be used at all webstores equipped with the Visa and Mastercard signs, respectively. Usage of services Verified by Visa or Mastercard SecureCode eliminates security concerns about online transactions with a payment card.
The simplest way to confirm online payments is with the help of the mobile bank, using the built-in #withKEY function. It allows you to generate a one-time password for signing payment transactions.
Online purchase authentication is also possible with a Wave2Pay mobile wallet or a payment card reader, with which you create a unique personal number.

Pay with your mobile phone
Benefits for you
Check the benefits for card users, which are available to you when paying with your Visa or Mastercard, in Slovenia and abroad.